Welcome to Fidelity Horizon Union Bank. By accessing or using our website, mobile app, or any of our services, you agree to be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using our services, you confirm that you are at least 18 years old and have the legal capacity to enter into a binding contract. If you do not agree to these Terms, do not use our services.

2. Services

Fidelity Horizon Union Bank provides banking, financial, investment, and digital services subject to applicable regulations in the UK, US, and other international jurisdictions. The availability of specific services may vary by country.

3. Account Responsibilities

You are responsible for:

  • Providing accurate and up-to-date information during registration and account maintenance.

  • Keeping your login credentials confidential and secure.

  • Promptly notifying us of any unauthorized activity or suspected breach.

We reserve the right to suspend or close any account that violates these terms or any applicable law.

4. Use of the Website & Digital Platforms

You agree not to:

  • Use our website or mobile app for unlawful, fraudulent, or malicious purposes

  • Attempt to gain unauthorized access to other users’ accounts or our systems

  • Distribute malware, viruses, or harmful code through our platforms

  • Copy, modify, or distribute any part of our site content without prior consent

5. Fees and Charges

All applicable fees, charges, and interest rates related to your use of our services will be clearly disclosed. You are responsible for reviewing these details before using any paid service or financial product.

6. Intellectual Property

All content, trademarks, graphics, and materials on our platforms are the property of Fidelity Horizon Union Bank or its licensors. You may not copy or reuse any part of our content without written permission.

7. Limitation of Liability

We strive to provide reliable and secure services, but we do not guarantee uninterrupted access. We are not liable for:

  • Any direct or indirect loss arising from the use or inability to use our services

  • Data breaches resulting from user negligence

  • Financial loss due to third-party actions or cyber attacks

8. Changes to Terms

We reserve the right to update these Terms at any time. Any changes will be effective immediately upon posting. Continued use of our services constitutes your acceptance of the updated Terms.

9. Governing Law

These Terms are governed by the laws of the United Kingdom and United States, depending on your location and the nature of the service used. Disputes shall be resolved through arbitration or the appropriate legal channels within those jurisdictions.

10. Contact Information

For questions or concerns regarding these Terms, please contact us at:

Fidelity Horizon Union Bank